Your funding fits your business….!
Liquidity and cash management is the most important task for finance managers. The solvency of a company has its roots in a pro-active and professional corporate finance approach. To stay solvent, use available cash at the right time for the right purpose and find a proper debt / equity mix in your balance sheet is one of the key drivers for successful management.
The current conditions on the global capital market make it even more difficult to react in time and in accordance with the strategic line of your company. Very narrow margins and of course the regulations of Basel II and Basel III trigger problems for SME’s when talking to banks and other investing partners. Management is increasingly required to present figures and illustrate the vision of the company to find new / additional investors. It is getting more and more important for the responsible management to communicate the USP and philosophy of the company to investors.
Most critical factors
- Reasonable equity ratio (depending on the industry level)
- proper mix of debt / equity secures the solvency
- capital reserves must be managed pro-actively
What sounds like an easy exercise often takes SME’s to the edge of manageable administration. Based upon many years of experience, Gutmann Consulting offers tailor-made solutions for small SME’s all the way to international operating groups.
- analysis and stress-test of your treasury / cash management
- development and implementation of tailor made cash management solutions
- Consulting for / structuring of alternative funding solutions (innovative funding, Venture Capital, bonds, bonded loans, IPO’s)
- Debt conversion and reorganisation of fund sourcing
- Optimising of cash flow management
- Optimising of contingent liabilities internal & external (e.g. guarantees, comfort letters, etc)
Internal and external treasury reporting
- Formulation of effective Reporting and KPI system
- Development of professional external reporting documents and layouts for negotiations with banks / investors
- Support / consulting for negotiations
Our service is as custom made as your requirements. We see ourselves as partner, not just as external consultant. If required, we support and accompany from strategic decision making all the way to execution and implementation of new solutions as well as measurement of effectiveness.